3-bed home in Saltash for sale

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A few years ago I brought my first home. Now after securing work in Wiltshire, I am now selling my house in Saltash, which is in the county of Cornwall. Selling this house will enable my family to start a new chapter as I change jobs and careers. They say you can sell anything on the Internet, well this is me trying! I’ve never tried to sell anything this big before and already have an Estate Agent who are marketing the property, but as the saying goes every little helps, right? We live in a world where it can only take a few people sharing something for it go viral, so why can’t that be my house-selling project?

Family home

This house was more than just a home to my family. It is the place where we had our first child, where our first child took her first steps, a place which was our first home as a married couple. More than this though, it was a place where we did life, a place where we laughed, cried, achieved things and a place where even the mundane bits of life will forever be memorable to me.

First time buyer or investor

The Estate Agent will do a cracking job selling the house, but I wanted to come on to my blog to sell you the home. My wish now is that a first time buyer will see it as a great place to start life and to get on the first rung on the property ladder, or an investor will see it as a buy to let investment and enable another family to be able to rent a property in the town, as there aren’t many like ours available in Saltash.

Everything I am doing is just to get one more view on the Rightmove and Zoopla pages for our house, one more viewing and hopefully a good offer that we can accept. All of what I am doing might be for nothing and it might be the Estate Agent that gets the sale, but I just couldn’t sit back and not try to help. To me if you have wanted something to happen it has always been about making it happen. I don’t like leaving things to other people and always want to be working the hardest.

Buying happiness

I can’t promise happiness from buying our home, I can only share the stories of happiness and love that we have experienced since moving in. I will miss the house dearly when we move. I didn’t expect to be moving this quickly from it but as this chapter ends quicker than I thought it would, it will always be a chapter I look back on fondly.

I may not be an Estate Agent or a sales person but this is me trying to ask for some help with our journey and to offer something to somebody that I think will make their life better. So why not come and buy yourself 4 walls and a roof, but most importantly buy a new chapter for me and for you:

http://www.zoopla.co.uk/for-sale/details/42064399?search_identifier=0ef70456629a14ec4db41ae4ba927010#X46BYFx45UHBPaXh.97

 

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Being serious in a world that doesn’t want to be

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More and more I am seeing a world where people online (especially on social media) want to be the cool, funny one, putting up gifs and memes to point fun at serious situations or people who take things seriously. This to me has been highlighted by the recent EU referendum in the UK.

It seems caring or being passionate about something is some how wrong to the Internet community. It is like playschool all over again. Serious matter or serious people seem to be easy fodder to be ridiculed. I wish more people took things seriously and were supported by others. When a situation is a serious one like the EU Referendum, with so much importance to the future of this country it just shows how unimportant it is to some people when there is a reaction like this. It was like winning the vote was all that mattered to many people and now that it is done, nothing else matters but making fun of those that didn’t and twisting the knife.

Being told to shut up

On my Facebook after the vote I did not see anyone from the leave side of the vote discuss what positives it meant for the country in their eyes, all I saw were memes and people complaining about the vote being told to shut up or being called sore losers.

Just because we lost we don’t all want a second referendum like the Internet seems to make you think. The vote happened and I respect the majority, but that has happened, that is now the past and all I care about is the future of this country. I think caring about this country and the future is something we all need to do and something we should be encouraging others to do, not belittling them for it.

A world of instant communication

Lets be less quick to jump to humour. Lets read, listen and reflect, lets sense the tone and respond appropriately. It is so easy and quick to type something and send it before you have even had time to read something properly or think about what you are saying. This instant communication world we are in can be so good for so many things but in these instances I think it contributes to the more divided society we currently live in.

I love a good joke, good comedy and funny banter but I think timing and place is everything. Being comical to be the cool kid is not the way to go to, I think being comical should be about making people happy, not just to annoy others.

Forest Holidays

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Last week my wife and I went on holiday to the Forest of Dean and stayed on an amazing Forest Holidays site. We had our own cabin in the woods and our very own hot tub for the week. Forest Holidays haven’t paid me or asked me to write this blog, but now that I am a fully-fledged Forest Holidays evangelist I just had to write it as it was one of the best holidays I have ever had.

In a world where everything is non stop, with technology in your face every second of the waking day, it was so good to go to a place where we had no phone signal and no Wi-Fi unless we wanted to pay for it, so we didn’t and had a nearly technology free week. The only things we did were, use a camera and play music. I have to confess to a couple of times of reaching to my pocket for my phone and stopping myself. I think we are so ingrained to having to be on our phone or looking at a screen all the time that it is such a habit to break but I am so glad we did.

The cabins themselves are so modern. They even had under floor heating. It was just so nice walking around and feeling the warmth in your feet. The lounge had a lovely comfortable corner sofa, the kitchen had everything you could need, the beds were great and we even had an en suite bathroom.

Peaceful

This holiday was so peaceful; that it was the first time I have taken a book on holiday and finished it. It may not seem like much but I was so proud that I finally finished a book on holiday. Not only this but my wife got time to knit her latest project and get everything she could get done, done.

The views all around were stunning and the walks were just beautiful. There seemed like an infinite number of different paths and routes we could have taken around the Forest, so each day every walk was different. To be able to not see or hear cars on a walk was just incredible. It was a proper back to nature experience.

Birdsong

Another highlight for me was the birdsong. Now you can hear birds in many places but never have I heard them so clear and heard so many different types of birdsong. I can’t remember a time or place where I have felt as relaxed or peaceful than I felt last week on holiday.

Then there was the hot tub. A hot tub in the woods is just the most amazing thing. Just soaking away and looking up at all the trees in the forest with the sun shine peering through. Hot tubs and a forest are just a winning combination.

So if you are looking for somewhere to go for your next holiday, I would highly recommend checking them out:

https://www.forestholidays.co.uk/

We loved it so much that we are already planning to go back next year.

Easy ways to live a more charitable life

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Recently my wife and I have been on a mission to unclutter our home, taking it room by room and looking at what we need and what we don’t need. The things we need we keep, the things we don’t need we give to charity if we can or chuck if not.

Uncluttering

So after a recent uncluttering session over the weekend I loaded the car up and went about giving it all away. First I went to the local recycling centre to throwaway things charity shops won’t take, then I stopped by a Salvation Army clothes bank and deposited a big bag of clothes, finally I went to a charity shop on the high street and handed over 3 big bags of books. The whole trip took under an hour and has hopefully helped a lot of people out.

If you don’t use something or haven’t looked at it in a while, what good is it just doing nothing in your house? I love our less cluttered house and I love that when the day comes to move we will have less to pack or get rid of, so as a family we are seeing a great benefit from not having these things in our home.

Charity Shop shopping

After I had done all that, we went as a family to a street in a nearby city where there are lots of charity shops and all went charity shop shopping. We had a budget, we had things we knew we needed and all got something we needed. I needed a smart outfit so I got myself a smart shirt and trousers for less than £5. If I had got these two items from clothing stores I would have been paying a minimum of £20 if I went to a cheap store but £30 upwards if I went to some of the more expensive shops. So I donated £5 to charity, got things I needed and saved money at the same time. To me that is what I call smart.

I wish there was less of a stigma about buying from charity shops as I think they are an intelligent way to shop. The more we buy from charity shops and the more we donate to them, the less that goes in to landfill, the more money that goes to charity and the more use your items will get. Charity shop shopping is going to become a regular activity for me now because I enjoy it; it saves me money and helps people who need it

Sharing and impacting

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Last Friday there was no blog on this site because I was away showcasing my book “Unbreakable Bond” at a dementia conference in Plymouth. At the conference I got to hear from the CEO of the Alzheimer’s Society Jeremy Hughes and from Angela Rippon OBE, but more importantly I got to talk to people at the coalface of caring and supporting people with dementia.

I listened to some of the speakers, I was sitting there just hoping my book could touch and impact people in the way they were impacting me. Not because I wanted to be on the stage, not because I want to be a big name, but because I know how it feels to be touched and inspired and it would mean the world to me if it was my book that was having that impact on others.

Learning from experience

When I was selling my book at the conference many people said they were going to put the book in to their libraries and staff rooms at work. Them saying that meant the world to me, as I want as many people to read the book as possible. I love conferences as I love getting the chance to speak to people who have read my book or brought a copy of my book. I wish I could speak to everyone who has brought my book, to thank them and to hear their story. I love people’s stories, I think we have so much to learn from each other and we need to put more focus on learning from other people’s experiences.

I think everyone has something important to share and I just hope that by me sharing my story it encourages others to share and to feel that they have something important to share, because everyone does. We can all learn from each other and something that really got me last week was the thought that the more I learn, the more I learn than I know so little. You can never know too much or enough, so please join my movement of people who want to learn from others and share with others.

Endorsement

I got to speak to Jeremy Hughes at the conference and he promised me that he was going to get my book out of the Alzheimer’s Society Knowledge Centre and I believe that he will. I hope he is touched by the book and that the Alzheimer’s Society can get behind it, because their support and Jeremy’s endorsement would really help get the book in to the hands of people who could be helped by it.

My book “Unbreakable Bond” is the book I wrote about the experiences of caring for my mum who was diagnosed with early onset dementia at the age of 51. The book is available at Amazon, Barnes & Noble, Waterstones and many other great book stockists. To find out more go to:

www.unbreakablebond.co.uk

 

 

Debunking the ‘Cost of a child’ report

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This week the yearly research (Cost of a Child) carried out for insurance company LV by the Centre of Economic and Business Research hit the headlines. The takeaway from the findings was that the cost to raise a child from birth to 21 was measured as £231,843, an increase of more than £2,500.

First thing you have to ask yourself about this report is – why are LV (a for profit company) investing time and money in to this if there isn’t a measureable gain to show to their shareholders? The answer I believe to this question, is partly that it is good publicity for LV and secondly because they provide a range of insurances, which people could be, more willing to buy based on the figures produced in this report. Both the publicity and a possible surge of people buying insurances wouldn’t happen without some big numbers, hence where we get £231,843 and why on the LV website they are saying this is more than the price of an average house, when no comparison was needed.

On the LV report on their website (https://www.lv.com/life-cover/cost-of-a-child/the-facts) they have listed percentages of vague, generic areas next to some cute graphic to depict that area. They have called it the facts yet it is filled with opinions.

The small print

One of the interesting things about the report is the small print at the bottom, as unlike how the press is reporting that the research came from the Centre of Economic and Business Research, there was another body involved:

Additional research was conducted by Opinium Research from 22 to 27 January 2016. The total sample size was 1,000 UK adults with children under the age of 18 and was conducted online. Results have been weighted to nationally representative criteria.

This additional research has been heavily used by LV and it means that out of the 8 key facts they list on their review of the report, 5 are opinion based and nowhere near representative of the UK as a whole.

Opinions

Out of the 8 opinions they chose to highlight as ‘key facts’ the last one floored the whole research for me as they listed – 49% of people didn’t have a plan in place for a sudden loss of income. When a quick look at the LV website shows they sell Income Protection insurance. This shows me that this document isn’t to help us; it is to encourage us to take out insurance, as having no plan in place for a loss of income has nothing to do with the cost of raising a child.

So if we go back to the start and take the number they are banding about of £231,843 that means they reckon on average a child costs £11,000 a year to raise (I am raising a child with no pay increase of a penny a year let alone £11,000). For the first year of our daughter’s life our actual costs are going to run around the £1,000 mark, far short of that yearly average.

Breaking it down

Looking closely at the numbers here are some breakdowns and numbers that amused me:

Education: £74,430 – Cost of schooling is taken out in our taxes so not a cost that we see and there is no guarantee every child will go to University. When they go to University there are things like loans, grants and working. If as a parent you want to contribute you can start up savings accounts now with good levels of interest and pay in a slow, constant and manageable way.

Childcare and Babysitting: £70,466 – For us this will cost us nothing and I know for lot of people it will too. This is one of the many reasons why I think having a parent at home instead of working, works during the pre-school years. As parents we sacrifice, we don’t both go out with out our baby. We will go out individually or take her with us; it’s not that difficult.

Clothing: £10,942 – So far for our daughter we have paid the grand total of £4 on clothes. The rest of her clothes have been hand-me-downs from friends or gifts. At her age she doesn’t care what she is dressed in or if it is new or if it is the most fashionable thing. Yes I daresay as she gets older and builds her own style that clothes will become more expensive, but nowhere near this £10,942 number bounded about.

I could go on and on but will stop there. I just wanted to show how the actual cost of raising a child can be so cheap. Research like this really annoys me, as it is why people buy in to the lie that raising a child is expensive. Before I knew of this report I wrote about the lie the media pumps out about the cost of children here:

https://adamsibley.wordpress.com/2016/01/22/why-have-so-many-people-bought-into-the-lie/

If you want to have children, have children you will find a way of making it affordable if you truly want to.

Asking for help

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Regularly at work I need to ask for help. Not because I don’t know what I am doing, because I need information, opinions or files from others in order to do jobs I have been tasked with. There are a wide range of people I have to ask for help from, most of which aren’t in my department, most of which are very busy people with their work and none of whom I manage or have any direct authority over. This all means that when I ask for help they don’t have to give it to me but 99 times out of 100 they always do.

In life you will always need help from others regardless of how independent or self-sufficient you are. This is why I like to pay help forward in advance, so people know that I am someone who helps others, as this will make people more likely to help you. You never know when you are going to need to ask for help, so I always try my best to take any opportunity I can to help others, regardless of if I have to or not and without seeking anything in return.

Be thankful

When someone does help you – be thankful. Not fake thankful or nonchalantly thankful but actual thankful. Take a moment to think about what they have done for you. They have given up time that they could be doing a million and one other things with, to help you. When that has washed over you, take the time to make sure they know how thankful you are. Being thanked makes you feel good about doing something and more likely to help others in the future. You being truly thankful when someone helps you can really have a ripple effect on things in the future, so make sure you are truly thankful.

Don’t be afraid

Never be afraid to ask for help. If something is too much or you can’t do it by yourself, it can feel very stressful and lonely. Asking for help can make something possible, it can take stress away and make you feel like you’re not alone any more. Helping other people and other people helping you can help build relationships, which help you in life. Asking for help if done correctly can strengthen a relationship not damage it.

Don’t expect

Don’t ever expect help, because if you do you take it for granted and will be disappointed if you don’t receive help. No one owes you anything and no one has to help you. When someone doesn’t help you, don’t hold it against them as you don’t know what that person is going through professionally and personally, just move on as I am sure there will be someone else who can. Don’t forget that person that said no to helping you today might be the person that gives you the most amount of help tomorrow.

Never be afraid to ask for help, never expect help but always be thankful for the help you receive.